InheritNOW provides inheritance advances (probate advances) that let beneficiaries access a portion of an expected inheritance before probate or estate settlement is complete. InheritNOW describes its process as fast and transparent, with no credit checks and no monthly payments, and says it handles documentation and coordination with the probate attorney so heirs can receive funds while the court finishes probate.
inheritnow.com/the-inheritnow-process
Best for
- Beneficiaries who need liquidity while waiting for probate to close
- Heirs dealing with time-sensitive expenses during a long estate settlement
- People who want an option that does not rely on credit (no credit checks, per InheritNOW)
- Beneficiaries who prefer no monthly payments while the court process continues
- Situations where the beneficiary wants a written, no-obligation offer before accepting
How it works
- Contact: Share basic estate details via InheritNOW’s secure online form.
- Assessment: InheritNOW reviews probate filings, evaluates estate assets/debts/timelines, and confirms the estate’s value.
- Written offer: Receive a clear, no-obligation written offer outlining the advance amount and the fixed fee (as described by InheritNOW).
- Immediate funding: If accepted, InheritNOW wires funds directly to the beneficiary upon signing, then stays in touch with the estate’s legal representative through closing.
What it does for Executors
InheritNOW is designed for beneficiaries, but it may reduce pressure on executors and estate administrators when heirs need cash during a long probate. InheritNOW describes coordinating with the probate attorney/estate representative for documentation and, at closing, being paid directly from the beneficiary’s portion of the distribution under the agreement.
Process highlights InheritNOW describes:
- Coordination with the probate attorney or estate administrator to obtain required paperwork (if the beneficiary doesn’t have it)
- Specialist review focused on estate value, potential debts, and probate timelines
- A written offer with a clearly stated advance amount and fixed fee, with no monthly bills (because it’s not a loan, per InheritNOW)
- Repayment handled at probate close, typically paid directly by the estate administrator from the beneficiary’s distribution (as described by InheritNOW)
Not ideal for
- Beneficiaries who can comfortably wait for probate and want to avoid any fee/discount associated with receiving money early
- Highly contested or uncertain estates where the beneficiary’s final distribution is unclear
- People seeking a traditional installment loan product with monthly payments and interest statements
Pricing & access
- Pricing model: InheritNOW describes providing a written offer that includes a fixed fee and states there are no monthly bills because the advance is not a loan.
- When fees are paid: InheritNOW states the fee is paid once the estate is officially settled by the court (at the end of probate).
- Timeline: InheritNOW states the process can be completed in as little as 48 hours and that once required documentation is received, many heirs receive funds via wire within 1–2 business days.
- Credit checks: InheritNOW states it does not pull credit reports; decisions are based on estate value and the beneficiary’s legal status.
Security & standards
InheritNOW states it uses advanced encryption and security technology to protect personal information. Specific certifications (e.g., SOC 2) are not prominently listed on the referenced process page; request details on encryption, access controls, and document handling if needed before sharing sensitive materials.
FAQs
Q: What documents do I need to provide?
A: InheritNOW states that ideally you provide a copy of the death certificate, the will, and letters of administration (court appointment). If you don’t have these, InheritNOW says it can often pull documents from court records or request them from the estate attorney.
Q: Will my credit score affect the process?
A: No. InheritNOW states it does not pull credit reports and bases decisions on the value of the estate and the beneficiary’s legal status.
Q: How long does it take to get the money?
A: InheritNOW states that once it receives all required documentation from the estate attorney, most heirs receive funds via wire transfer within 1–2 business days.
Q: Is this a loan?
A: InheritNOW states the advance is not a loan, with no monthly bills or interest statements; the fee is paid once the estate is settled.
About this Listing
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Learn More
– InheritNOW: The InheritNOW Process: https://inheritnow.com/the-inheritnow-process/
– InheritNOW FAQ: https://inheritnow.com/faq/